Prescription Drug and Complementary Health
Prescription drug insurance
A compulsory insurance according to the law
All residents of Quebec are required by law to have prescription drug insurance. Find out more about prescripton drug.
If you are a Quebec resident, under 65 and a member in good standing of the ACDQ, you cannot register for the public plan offered by RAMQ or register your spouse or dependent children for it. Therefore, you must subscribe to private group insurance.
We offer you a disaster insurance program since it has a deductible of $1117 per adult (a choice that you made as a group to limit the growth of the premiums). Above that deductible, you will receive a 100% reimbursement of the covered prescription drugs, which means those included on the list published on the RAMQ's Web site. Eligible prescription drugs prescribed to children are deducted from the spouse’s deductible in the case of family coverage, or the subscriber’s deductible in the case of single parent coverage.
If you are 65, whether you are still active or not, you have a choice between the RAMQ public plan and private group insurance.
Sogedent offers you a plan that covers the cost of a semi-private room in a hospital, travel insurance and trip cancellation insurance as well as ambulance expenses.
For insureds over 65, the plan covers hospitalization in a semi-private room and travel insurance.
As of January 1, 2007, it should be noted that the ACDQ plan ends when you are no longer a member in good standing of the Ordre des dentistes du Québec (ODQ).